A quick, no-jargon way to see where you stand. Pop in a few numbers, get an instant estimate, and find out how to keep more of what you've worked for in the family.
Your marital status changes which allowances you can claim.
Add things up at today's value, before any tax. Business or farm assets have their own question under Advanced options.
There's an extra £175,000 allowance if your home goes to children or grandchildren.
Anything left to a UK spouse or charity is fully exempt. Charity gifts of 10%+ also drop the rate to 36%.
If you've gifted money or assets recently, they may still count towards the tax. Taper relief reduces the tax (not the value) after 3 years.
Optional detail for a more precise estimate. Leave blank if it doesn't apply. Your £3,000 annual gift allowance is applied to any gifts automatically, so there's nothing to switch on.
Enter the full value here, not with what you own above. We'll add it to your estate and then apply the relief. For 2026/27, the first £2.5m of qualifying assets is fully relieved; above that, it's 50%. If these came to you from a late spouse the figure may differ, so treat the result as a guide and check it with your adviser.
See how much your family could save if you gift an amount today and live seven more years.
An estimate is a starting point, not a plan. With proper advice, most estates can reduce their inheritance tax bill significantly. Book a free, no-obligation chat with one of our consultants and see what's possible.